A national survey reports that two-third of student borrowers say their educational debt represents a major financial hardship; and half of them are worry that any additional debt will put them in serious risk of default.

Discharging Student Loans in Bankruptcy -- 3rd Edition gives you summaries and analyses of decisions involving debtors with all types of federally guaranteed student loans — so you can easily recognize which loans are dischargeable.

Plus, Discharging Student Loans guides you through the undue hardship analysis courts use to determine whether debtors can walk away from some or all of their educational debt. Discover how the availability of income-contingent repayment plans has changed the analysis and learn how it will impact your clients.

This comprehensive pamphlet also examines the latest legislative developments affecting student loans. This is a must-read for every consumer bankruptcy attorney and student loan officer.